What does a buyer need to show for a trust certification to be required?

For a trust certification to be required, the key factor is that the property is held in a trust. A trust is a legal arrangement where property is managed by one party for the benefit of another. When a property is held within a trust, it complicates the title transfer process, as the trust itself must be verified and the terms need to be adhered to during any transactions.

In situations where the property is in a trust, the buyer must provide a trust certification to confirm the authority of the trustee to sign on behalf of the trust and to ensure that the trust is valid and properly administered. This process protects all parties involved by confirming the legal standing of the trust and clarifying who is authorized to conduct the transaction.

Other scenarios, such as properties being rented, buyers having loans with a refinance option, or purchasing additional properties, do not inherently necessitate a trust certification since they do not involve the legal complexities of property being managed under a trust structure.